Meet Kendall Manning
I believe financial health is about mindset, not just math.
Coaching is judgment-free, practical, and focused on lasting behavioral change.
From Service to Financial Coaching
My professional life has always been rooted in service—from my years as a police officer, firefighter, and paramedic to my current work as an investigator with a Master’s degree in Criminal Justice. In every role, I repeatedly witnessed the same underlying pattern: moments of stress, burnout, and personal crisis were often intertwined with financial pressure.
That realization became a powerful turning point, pushing me to take a critical look at my own financial well-being and the future I wanted for my family. Like many, I've learned the hard lessons and adjusted course after making my share of mistakes. This journey has given me firsthand experience in how a clear, actionable financial plan can completely change one's direction.
Becoming a financial coach is my way of putting those lessons to work for you. My deepest motivation is helping people gain genuine control of their money so they can reduce stress, create stability for the people who matter most, and ultimately change their future.
Money is about more than just numbers—it’s about freedom, confidence, and building a life you are truly proud of.
Frequently Asked Questions
Still have questions? Take a look at the FAQ or reach out anytime. If you’re feeling ready, go ahead and apply.
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Financial coaching is a collaborative process focused on helping you build clarity, confidence, and healthy habits around money. Unlike financial advising, coaching is not about selling products or managing investments — it’s about helping you understand your money, make better decisions, and create a plan that fits your real life.
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Financial coaching focuses on behavior, habits, and decision-making. I do not manage investments, sell insurance, or give investment advice. Instead, we work on budgeting, cash flow, debt, savings, goal-setting, and accountability — the foundation that makes everything else work. I provide the education and knowledge so that you can decide what’s best for you and your money.
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Coaching is ideal if you:
Feel overwhelmed or stressed about money
Want a clear plan but don’t know where to start
Are working on debt reduction or savings goals
Want accountability and guidance, not judgment
Are ready to make changes and take action
You don’t need to be “bad with money” — you just need to want something better.
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Yes. All coaching packages are priced per household, not per individual. If you’re married or managing finances together, both partners are included at no additional cost. Coaching works best when everyone involved in financial decisions is aligned.
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That’s okay. While both partners are encouraged to participate, coaching can still be effective if one person attends more consistently. We’ll work with your specific situation and adjust as needed.
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Sessions are held virtually via secure video call. This allows flexibility and convenience while still creating meaningful connection and accountability.
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Most sessions are 45–60 minutes. The North Star Starter is a 90-minute session
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Yes, for ongoing coaching.
True North Pathway requires a 3-month commitment
True North Navigator is month-to-month
North Star Starter is a one-time session
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All payments are processed securely online and can be discussed at time of booking.
Monthly programs are billed each month
One-time and intensive programs may be paid upfront or via approved payment plans
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Yes. I ask for at least 24 hour notice to cancel or reschedule a session. Late cancellations or no-shows may be counted as a used session.
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Absolutely. Everything discussed during coaching sessions is kept confidential, with the exception of situations required by law.
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No. True North Financial Coaching does not provide investment advice, manage assets, or recommend specific financial products. Coaching is focused on education, behavior, and strategy — empowering you to make your own informed decisions.
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That’s exactly what the free discovery call is for. We’ll talk about your goals, challenges, and expectations, and I’ll recommend the best starting point for you — with no pressure to commit.
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You’re human — and you’re not alone. Coaching is a judgment-free space focused on learning, growth, and moving forward. Mistakes are part of the process, not a reason to stay stuck.