Not only did I become completely debt-free, but I also built a six-month emergency fund. I’ve been making smarter financial decisions, confidently allocating money into investments, vacation funds, bills, and categorized savings — without constantly dipping into my emergency savings. Her guidance completely changed the way I view and manage my money, and I’m forever grateful for that.

True North Financial Coaching was a game changer for me. From the very first session, I felt supported, heard, and never judged—something that’s surprisingly rare when talking about money. Kendall had a way of breaking down complex financial topics into clear, practical steps that actually feel doable.

I went from living paycheck to paycheck to no stress at all about money.   When my next payday is. is no longer a concern.   School loans are done; car is paid off, no credit card debt.   What a relief!!!

Before working with Kendall, I was overwhelmed with how to manage even the most simple aspects of my finances. From crunching numbers and prioritizing what needs the most attention, it was just too much! Kendall not only helped me set up an organized plan but did it in a simple and easy to manage way that reduced my anxiety and stress towards my financial stability. She not only helped me with the physical side of things she helped me change my mindset and helped me realize that it is okay to make mistakes and to not always make the right decisions but that it’s important to keep trying and that no one is perfect and no one is born with the tools to be an adult it’s all learned and sometimes we just learn things later than others and that’s okay as long as you’re learning now and trying to make better decisions now. Two years later I own my own home and I am still learning new ways to better my financial stability.  - Morgan H.